For meeting the expenses of your damage to you and your car, you need compensation from the responsible party. But people hire attorneys to get compensation from the at-fault party. You may not afford a personal attorney, or you want to reduce your expenses, or for some other problems. That is why you are unable to hire a private attorney for you.
At that time, you need to defend your case own. If you are one of them who wants to get compensation without hiring any personal attorney for you, you have come to the best place. In this article, we will discuss how to get money from a car accident without an attorney? Hopefully, this article will help you a lot in your case.
Contents
How to get money from a car accident without an attorney?
It is true that if you hire a personal attorney for your case, it will be better for your case and increase the chance of your winning. But it doesn’t mean you can’t get your compensation from the insurance company or the responsible party.
Here we are giving you the process of getting the benefit. Step by step process is given below:
Initial step
In the first step of this process, you have to be sure about some crucial things. Firstly, you have to be confirmed that you can defend your case. Does that mean it should be considered how much have you injured?
If your injury is much severe, you should at least consult with a personal injury attorney. Besides, if you want a fair amount of compensation, a personal injury attorney will be the best choice.
Find the fault
Then you have to be confirmed who is the responsible party. You have to make sure that you are not the at-fault party for getting compensation. You have to prove this. So, as a victim, you have collected some pieces of evidence.
In the next step, you have to send a demand letter to your insurance company. Before this step, you must do some important things. Firstly, you have to take some pictures of the damages to your properties and your physical injuries.
At the same time, you have to take a picture of that place exactly where the accident happened. Next, you have to take a copy of the police report for your car accident case. Then you have to collect all the bills from your hospital and some related expenses.
Here it is a vital and notable thing that you have to keep in mind the last date of your claim. Because the statute of limitations is an essential requirement in these types of cases, mainly these are the most important things you have to maintain when you are doing the case yourself.
Estimate your damages
In the next step, you have to calculate your total claim, including all of your damages. There are two types of damages. These are as follows:
Special Damages:
Special damages are the financial damages that can be measured by money. This damage is the total amount of money that you have lost and will lose for the accident, and the loss is continuing by the negligence of the at-fault party.
Here we are giving you some examples of special damages. First of all, the lost income. You may earn 3000 dollars every month, but because of the accident, you are not able to earn any more. You have to add this total amount of money you can make if you are not injured.
The next one is the medical bill. There are many types of medical bills you will have when you will be in a hospital and get their different kinds of services, for example, medical charges, nursing charges, medicine bills, operation bills, cabin charges, etc. Moreover, you may need some tests like X-Ray, MRI, CT scan, etc. For these tests which cost a significant amount of money.
Sometimes you may need some emergency services that have other bills. All these bills will be included in the total amount of compensation.
When you are in hospital, you will not be able to take care of your children. You can add the cost of your child care there next, if you have any damage to your items like your watch, vehicle, any of your ornaments, etc. You have to add these costs as well. So, these are some examples of special damages.
General Damages:
General damages are mainly the non-financial damages caused by accident. For example, your pain and suffering, emotional distress, lack of sleep, depression, etc. should be considered when you are calculating your claim. These damages can never be measured because nobody can measure your pain in the amount of money.
Send demand letter
In this step, you have to send them a demand letter. After calculating your damages, you need to give them an amount of how much you want to get for the insurance company. After getting the demand letter, your insurance company will investigate. If they find everything okay, then they come into the settlement step.
Get Settlement
After finding your demand letter okay, the insurance company will accept your claim. Then in this step, both parties have to come into an agreement by negotiating. If you find their amount reasonable, then you can easily get your compensation.
On the other hand, if you are not happy with their amount, then get ready to file a personal injury lawsuit in court.
Mainly these are the steps of getting compensation without any attorney. By following these steps, I think you will quickly get your money from the car accident.
Final words
A car accident is a widespread case nowadays. In a car accident, you may have a lot of physical and mental damages. For these damages, you will have enormous expenses for medical bills, transportation fees, and many others like these. Here if you are not responsible for the accident, you deserve compensation.
You can get this either by hiring an attorney or by doing it yourself. In this article, we have discussed how to get money from a car accident without an attorney. After reading this article, surely you can easily be able to get the money without hiring any attorney.
